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Is Refinancing the way to go?
Can't decide whether it's time for you to refinance or if it even makes sense to do so? Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. Find out with our Refinance Mortgage Calculator.
Or, try out our Debt Consolidation Calculator to see if a home equity loan or second mortgage would work for you.
Refinancing a home is a big decision. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that we enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
Accurate management team has over 117 years of combined experience and knowledge working in this industry. We can say with confidence that we'll get the job done right.
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 Mortgage News Daily
Can Mortgage Rates Go Any Lower? - 15 hours ago
Posted To: Mortgage Rate WatchWell, here we are on "hump day" and mortgage rates are still detached from the price fluctuations of the secondary mortgage market. Instead, the ups and downs of consumer borrowing costs continue to be driven primarily by the capacity constraints of major lenders, who are the main source of loan pricing (directly or indirectly). One misconception is record low mortgage rates have drawn out a hoard of "fence sitting" borrowers who are bustling with excitement to refinance. Yes, media coverage of record low mortgage rates has attracted attention from some homeowners, but the crowds just don't compare to the mini-frenzy we witnessed in early 2009. This tells us the capacity constraints of major lenders are not totally thanks to an increase in loan applications. With the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Is There Life After the Mortgage Business? - 16 hours ago
Posted To: The Garrett Watts ReportWe all know the mortgage business can be extremely profitable at times. We also know it can be disastrous at other times. Regulators and law makers have created an environment that makes us feel like a pin ball, bouncing aimlessly from one bumper to another Regardless of all these issues, most mortgage lending professionals stay in the business too long and never retire. I recently had the opportunity to talk to an “old timer”. He is in his mid-70s and still looking for an opportunity to manage/operate a company again. While his previous companies were well run and profitable, I was perplexed as to why he wished to do it all over again at the age of 75, especially in this environment. I had the opportunity to chat with a younger mortgage banker who had already sold a company, made...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
FHA Ready to Reduce Seller Concessions. HUD Invites Industry Comment Before Implementation - 16 hours ago
Posted To: MND NewsWireHUD is preparing to implement a few new policies that will no doubt affect your pipeline/loan application process. Last week, HUD and the FHA invited public comment on three of those policy changes, which are part of FHA's strategy to "strengthen their capital reserves". The proposed changes which are either tweaks to other recent revisions or have been telegraphed by FHA and HUD in earlier Congressional testimony, notices to lenders, or press releases will: Update the combination of credit and down payment requirements for new borrowers Reduce allowable seller concessions from six to three percent. Tighten underwriting standards for manually underwritten loans FHA has been scrambling to strengthen its financial situation since an audit late in 2009 showed that the capital ratio...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Beige Book: Mixed Reads on Economy. Housing Market Definitely "Sluggish" - 17 hours ago
Posted To: MND NewsWireThe Federal Reserve has released the Beige Book The Beige Book is a compilation of anecdotal information and data on current economic conditions across the country. The findings are NOT THE VIEWS OF FEDERAL RESERVE OFFICIALS ...instead, each Federal Reserve bank interviews key business contacts, economists, market experts, and other sources in their specific district. This report is published eight times a year. They call it the Beige Book because its Beige . This edition was prepared at the Federal Reserve Bank of St.Louis and is based on information collected on or before July 19, 2010. Below is a summary of the findings and a few excerpts on bank lending and housing. I called attention to some of the more important observations. Economic activity has continued to increase, on balance, since...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS Prices Hit New Record High After 5-Year Note Auction - 20 hours ago
Posted To: MBS CommentaryMortgages are on a serious run... Front-month TBA levels set yet another new record high this morning and yield spreads continued to tighten vs. benchmarks (thx swaps!). While the street more than likely sees the current coupon in the +55/10s range, my weighting on the 4.0 has the current coupon closer to +68/10s. No matter how you slice it, mortgage valuations are rich, and everyone still wants to own agency MBS cash flows. READ WHY . It looked like we might see some directional movement yesterday, but that was a false alarm vols quickly deflated. After a few rounds of profit taking in the mid-morning hours, buyers quickly re-flooded the market, looking to take advantage of the slightest bit of weakness. In terms of origination flows, 4.50 coupons are still the most active 30yr paper. That...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Accurate Mortgage
444 Metroplex Dr Ste B 206
Nashville, TN 37211
Office Phone: (615) 833-0456 Fax: (615) 833-0457
Toll Free Phone: (877) 834-0456
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| Trust us with your financing needs. |
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We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation.
Apply online today for a no-cost, no-obligation pre-approval!
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